Working With Us
We offer personal, tailored advice to our clients. To do this we work with you to understand your needs, your objectives and your goals.
We offer an initial discussion to new clients (without charge) when we will describe our services, explain the payment options and establish the areas of advice that are important to you.
In order to provide comprehensive advice with no bias, we charge a fee for our services. Because we charge fees rather than taking commission from products, when we agree the work you want us to carry out for you we can confirm our charges straight away. We will then formalise this in a fee agreement with you, so you know what services you will receive and how much they will cost.
We know that every client is an individual and that circumstances change, so to help us understand your requirements, when you come to us for advice we will go through the following:
Financial Strategy Report
After the initial discussion we will provide you with a report outlining generic strategies that could be used to meet your goals.
This report will give you factual information about products, services and strategies but will not include advice or recommendations for particular products.
For complex areas, such as Inheritance Tax Planning for example, a Financial Strategy Report will give you background information on the different options available, allowing you to make more informed decisions about the areas you wish to address.
Discovery Meeting
When you proceed with personalised advice we conduct a Discovery Meeting. This meeting allows us to ascertain your current financial situation and objectives in detail. We will assess your attitude to risk and your financial requirements.
Analysis, Research and Suitability Report
We will analyse your financial requirements from the details gathered during the Discovery Meeting and carry out specific research into products and services to find the solution best suited to your goals. This may include introductions to and working with other professional advisors within the investment, legal and accountancy professions. We will then provide you with a report detailing our recommendations.
Implementation
Where our advice is to implement a particular product or strategy we will co-ordinate and manage the whole process to ensure that the recommendations are put in place as smoothly as possible.
Ongoing Service
For clients who would like to maintain an ongoing relationship with us we offer several different options. Details of these can be found on the ‘Our Services’ page.
